Posts by kevinn
Is It Worth It to Refinance?
Refinancing your home loan will ideally replace your current loan with a more favorable one. While the reasons for refinancing may vary, there are a few key objectives that can help you decide whether it’s worth it. It may be in your best interest to refinance if you need to: (1) pay off debt; (2)…
Read MoreAuto Insurance: Reducing Your Costs
Auto Insurance: Reducing Your Costs Although a variety of factors, including the state you live in, determine how much a typical driver pays, you may nevertheless be able to reduce your costs. To give you a better understanding of what goes into insurance prices, we list some of these factors below, followed by some tried-and-true…
Read MoreHealth Insurance Simplified: Your Step-by-Step Guide that could Get you the Right Plan
Health insurance helps protect you from ever-present medical care costs. Whether you select health insurance through an employer, Medicare, or government exchange, October and November are when most Americans have the opportunity to switch plans. Though shopping for health insurance may seem overwhelming, breaking down the process can make it much easier to digest. To…
Read MoreDrowning in Bills? Renegotiate Your Monthly Bills
Right now, you may be pouring over your budget trying to cut expenses. You’re probably taking an especially hard look at the bills that are the same amount month after month. You might be surprised to find out that it could be possible to lower those bills by doing a little bit of negotiating. Home…
Read MoreYour Credit Score: How Much Has It Changed?
CFPB study reveals impact of one change to credit reporting It may be just a simple three-digit number, but your credit score plays a significant role in determining the interest rate you pay for credit cards, loans, and mortgages. Credit scoring agencies, such as FICO, use information from credit reports to rank consumers by a…
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