Due to financial woes, states are quick to disperse unclaimed money from bank accounts, insurance, policies, and other forgotten holdings. But are people taking advantage? Tax company Sovos claims that states are holding as much as $77 billion, but only about $3 billion of it is claimed every year. Though this concept may be foreign…
Refinancing your home loan will ideally replace your current loan with a more favorable one. While the reasons for refinancing may vary, there are a few key objectives that can help you decide whether it’s worth it. It may be in your best interest to refinance if you need to: (1) pay off debt; (2)…
Auto Insurance: Reducing Your Costs Although a variety of factors, including the state you live in, determine how much a typical driver pays, you may nevertheless be able to reduce your costs. To give you a better understanding of what goes into insurance prices, we list some of these factors below, followed by some tried-and-true…
Health insurance helps protect you from ever-present medical care costs. Whether you select health insurance through an employer, Medicare, or government exchange, October and November are when most Americans have the opportunity to switch plans. Though shopping for health insurance may seem overwhelming, breaking down the process can make it much easier to digest. To…
Right now, you may be pouring over your budget trying to cut expenses. You’re probably taking an especially hard look at the bills that are the same amount month after month. You might be surprised to find out that it could be possible to lower those bills by doing a little bit of negotiating. Home…
CFPB study reveals impact of one change to credit reporting It may be just a simple three-digit number, but your credit score plays a significant role in determining the interest rate you pay for credit cards, loans, and mortgages. Credit scoring agencies, such as FICO, use information from credit reports to rank consumers by a…